Compliance & Security
Trust is at the core of Intram. See how we protect your funds, your data and your payments, in line with the regulatory framework of the WAEMU zone.
Your funds are never held by Intram
Intram never holds merchant funds. Funds are safeguarded by licensed payment partners. Intram provides a platform to manage, orchestrate and initiate payments.
Four pillars behind your trust
Compliance, security, data protection and licensed partners: a complete framework at every step.
Regulatory compliance
Identity verification (KYC) and anti-money-laundering controls (AML/CFT) aligned with the BCEAO / WAEMU framework.
Technical security
Encryption of communications, strong authentication and continuous monitoring of our systems.
Data protection
Your personal data is processed minimally and securely, in line with applicable regulations.
Safeguarded funds
Your funds are held by licensed payment partners, separate from Intram's operating accounts.
A framework rooted in the WAEMU zone
Intram operates in compliance with the texts applicable in West Africa and under the license of authorized partners.
🏛️ BCEAO / WAEMU
Payment activities are governed by BCEAO regulations; funds are safeguarded by licensed institutions.
🛡️ AML/CFT & CENTIF
Application of due-diligence obligations (WAEMU uniform law) and cooperation with the national financial intelligence unit (CENTIF).
🔒 Data protection
Processing compliant with the ECOWAS framework and the national personal-data protection law.
How we protect your payments
Technical and organizational measures at every layer of the platform.
- Encryption of data in transit (TLS)
- Secure cloud hosting and CDN distribution
- One-time passcode authentication (OTP)
- Continuous monitoring and attempt rate-limiting
- Regular backups and recovery plan
- Security approach aligned with ISO 27001 (target)
A question about security?
Our team is available for any compliance or security question.
Report a vulnerability: security@intram.org